Four disciplines. One firm.

Ricky spent the early part of his career at a Big Four accounting firm in audit and tax. He sees a home the way investors see assets: not just a place to live, but a position on a balance sheet with cash flows, tax consequences, and a risk profile.

Condominiums and stratas are his specialty. Every Opus condo file gets the status certificate, reserve fund study, and operating budget reviewed line by line by a CPA before clients sign anything. Most agents don't read those documents at all. Ricky reads them for a living.

Bryan has spent his practice handling residential real estate closings in Ontario, including the cases that hide inside otherwise quiet files: old mortgages still registered on title, disputes between former spouses, contractor liens, warranty issues on newer builds, and the long list of small problems that turn into closing-day emergencies if no one catches them early.

On every Opus file he reviews the agreement of purchase and sale, the title, the survey, and the closing documents. The first time you meet your lawyer should not be the day you sign for keys.

Leo has spent nearly a decade as a registered mortgage broker in Canada and has placed mortgages across the full spectrum: first-time buyers, refinances, insured transfers, complex self-employed files, and the situations that turn standard mortgage advice into actual problem-solving.

On every Opus file he structures the mortgage alongside the purchase rather than after it, which is what makes the exclusive rate possible to deliver in writing and not just to advertise.